Tyre Insurance South Africa – Your Tyres Could Save Lives
Tyres are an important purchase that is often overlooked, yet tyres in poor condition are a contributing factor in many traffic accidents – especially in wet conditions. Some studies have indicated that as many as two out of three drivers do not know how to tell if their tyres are seriously worn.
Tyres are the only part of a car that is in direct contact with the road. Safety during braking, accelerating, cornering and steering all depend on this single small area. Drivers may continue driving with worn tyres as under normal conditions the car will behave well; it is only when the driver needs to stop quickly, or swerve to avoid an accident, that the problems may occur.
Not only is the road-worthiness of your tyres a pain point (which needs attention, unfortunately), but consider the cost implications of striking a road hazard while trying to avoid hitting into the back of a suddenly-stationary vehicle, and you might be a little more than shocked.
Road hazard damage is damage that occurs when a tyre fails as a result of a puncture, bruise or break incurred during the course of normal driving on a maintained road. Nails, glass and potholes are the most common examples of road hazards.
Some tips for avoiding road hazards include avoiding running over objects (e.g. rocks, curbs, metal, glass, etc.) which may cause internal tyre damage. Internal damage, not visible without demounting the tyre, may be caused when a tyre runs over an object. Continued use of a tyre that has suffered internal damage (which may not be externally visible) can lead to dangerous tyre failure.
Determination of suspected internal damage requires demounting the tyre from its rim and examination by trained tire personnel.
But it’s a fact that not everyone is in the financial position to overhaul their car’s tyres at the first suspicion of internal (or visible external) damage.
That’s where tyre insurance comes in.
Tyre Insurance Saves Money
MotorVaps tyre and rim insurance includes the following benefits:
- Damage sustained from unforeseen road hazards such as potholes, nails and other foreign objects on the road is becoming a more common occurrence.
- All plans administrated by Motorvaps cover your vehicles tyres from these road hazards and ensure you are to continue your journey.
- Certain plans also include benefits such a Roadside assistance and various levels of cover for your Rims, Nitrogen Re-gassing and even Tyre Rotation.
What Does The Tyre Insurance Plan Cover?
A tyre insurance plan provides cover for damage sustained by your tyres as a result of an unforeseen road hazard on any maintained road.
Are My Rims Covered Under Tyre Insurance?
Every plan is different and therefore has different levels of cover; you will need to refer to your plan schedule and policy wording to verify your items covered.
Is There An Excess When I Claim on Tyre Insurance?
This is dependent on your plan purchased, however with all Tyre claims there is a betterment table which may be applied; please refer to your plan wording for more information.