Exclusive Dealership Insurance Solutions

Adding value to your dealership and your clients. 

Solve the complexity of your dealership business with customised insurance solutions you can trust

Warranties & VAPS have become essential for building long-term customer loyalty at car dealerships & we guide dealerships to profit and peace of mind, through specialised insurance plans tailored to fit any need.

Mechanical Warranty

Service Plans

Scratch & Dent

Gap Warranty

Tyre & Rim Cover

Credit Shortfall

Motor Warranty

Motor warranties cover a vehicle’s components from sudden and unforeseen mechanical or electrical failure. All Warranties administered by Motorvaps are underwritten by Mutual and Federal risk financing, members of the Old Mutual Group.

Tyre & Rim Insurance

Tyre and Rim covers the repair or replacement of damaged tyres and rims which have sustained damage due to potholes and unforeseen road hazards on any maintained South African Road.

Body & Interior Maintenance

Body and Interior maintenance covers the damage caused to a vehicle from day-to-day motoring, such as scratches, dents, and chips, keeping your customer’s car in showroom condition. This cover excludes any damage caused by vehicle accidents.

Tyre Maintenance Plans

Tyre maintenance covers the cost of repair or replacement tyres in the event of these tyres sustaining sudden and unforeseen damage caused by unforeseen road hazards and potholes.

Service & Maintenance Plans

Service and Maintenance covers a vehicle’s major and minor services as part of the routine upkeep of the vehicle. This routine upkeep includes the replacement of oils, spark plugs, and various other items required to keep your customers’ vehicles in optimum running condition.

Credit Shortfall

Credit shortfall will cover the difference between the retail value at the date of loss and the finance settlement balance in the event of a write-off.

Deposit Cover

Deposit cover will pay for the original deposit on the insured vehicle in the event of a write-off.
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Setting the Standard

We’re not just another insurance brand; we’re a specialised dealership partner. With our services stretching across the country and partnerships with some of South Africa’s biggest names, we’re setting new standards in the dealership industry.

180 Years

Built on 180 Years of Experience & backed by Mutual & Federal, the oldest short-term insurer in the country, our pedigree offers you unparalleled confidence. With us, you can assure your customers that they’re receiving the highest quality of coverage.


Your dealership faces the daily challenge of generating income, providing exceptional service, and ensuring the safety of your clients. The pressure is immense, and the solutions are often hard to find.

As your trusted guide in the insurance sector, we specialise in creating value-packed solutions that meet your unique dealership needs, so you can focus on what you do best.


As a Motorvaps partner, you’ll receive regular check-ins with our representatives, who will assess your current policies being sold and ensure that they are up to date and are meeting your needs.

They will also provide valuable advice and recommendations to help your dealership improve your offering and boost revenue growth, while ensuring that your customers still receive the best coverage possible. 

Equipping Dealerships for Success

Our representatives take great care to ensure that each partner is thoroughly informed and trained on all of our product benefits and plans.

This attention to detail will help you understand the value of our products, and how you can best sell them to your customers. By investing time in you, together we can drive greater results for all those involved.


We providing clear and comprehensive training on all of our offerings.


We believe that a well-informed dealer is key to successful sales

Leading the market

Through competitive market earnings, we are dedicated to supporting the success of our partners and providing them with the best possible earnings opportunities. 

Our products are carefully designed and priced to offer market-leading returns, helping you to maximise your earnings and grow your business. We understand that your success is directly linked to our own, and we are committed to providing you with the resources and support you need to succeed. 

Our Partners

We take pride in forging strong alliances with the industry’s trailblasers and key players. Our collaborations span major banks, cutting-edge software platforms, and leading accreditation bodies in the motor sector. Together, we work synergistically, ensuring that our clientele receives a holistic and premium service that stands out. Explore this dynamic ecosystem of partners that drives our commitment to excellence and innovation in the automotive world.

Frequently asked questions

We offer a variety of policies, including motor and gap warranties, service plans, cosmetic plans, tyre & rim and much more.

In the case of a breakdown, our policies will cover the damage to the policyholder’s vehicle, based on the level and type of coverage selected.

Yes, most of our policies includes roadside assistance coverage as a standard feature, which provides services such as towing, tire changes, and jump-starts and more.